Canterbury Consulting, LLC.
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Larry N. Stern Welcome to the Canterbury Consulting, LLC. website! We hope you find the information provided here beneficial when it comes to making decisions about how to maximize use of your company's strategic capital.

We focus our efforts toward top-level executives in insurance companies and financial services organizations with actuarial and/or accounting backgrounds. Their companies typically have capital needs to support rapid growth, or they need access to capital currently embedded in blocks of inforce life insurance and/or annuity policies to use for other purposes. In many cases, financial reinsurance is the instrument of choice to meet these needs.

Individuals familiar with the role financial reinsurance plays but unfamiliar with how to arrange for it will find this website invaluable. The role of Canterbury Consulting, LLC, is to bring companies with capital needs (sellers) and companies with excess capital (buyers) together to achieve mutually profitable capital objectives.


About Us:
Canterbury Consulting, LLC (CCL) is a licensed, professional reinsurance intermediary. CCL specializes in creating alternative risk transfer solutions for life and annuity insurance companies, banks, and other financial services organizations. CCL has excellent relationships with various domestic US, offshore, and European reinsurers. CCL offers intermediary services to independent marketing organizations and brokers wanting to establish captive offshore reinsurance companies.

CCL also provides life insurance and annuity actuarial consulting services upon request.

Our Mission: The mission of CCL is to develop and secure customized reinsurance-financing solutions for clients that will enable them to minimize risk management exposure and meet their strategic corporate financial objectives while enhancing their competitive advantages.

Recent Engagements: Here is a list of some recent engagements in which CCL has actively participated:

  • Secure for a UK ceding company client a suitable reinsurance partner for the assumption of a large payout annuity block of in-force business (£450 mil reserve value). CCL is assisting another UK ceding company client to secure a similar reinsurance partner for a large payout annuity block of in-force business (£700 mil reserve value).
  • Secure for a US ceding company client reinsurance on new business variable annuity production (base contract and living benefit riders). Initially, this reinsurance cover was for a 5% quota share with one reinsurer; within three years CCL was instrumental in creating a pool of three reinsurers wherein 45% of new business was reinsured. CCL is pursuing a similar reinsurance structure on behalf of several other US ceding company clients for their variable annuity in-force and new business living benefit riders.
  • Secure for a US corporate client reinsurance of term insurance redundant reserves (XXX) for two subsidiaries with an offshore reinsurer.

  • Perform the duties of Appointed Actuary for a Bermuda based insurer/reinsurer.

  • Secure for a US ceding company client risk-based capital relief involving a $1.2 bil in-force block of deferred annuities.

  • Provide consulting actuarial services for a US life insurance client to develop cash flow testing projections.



Larry N. Stern (larry_stern@earthlink.net)

704 904 8204 (voice/cell)
704 752 7802 (fax)
5719 Old Well House Road
Charlotte, NC 28226
United States
Canterbury Consulting LLC

This site is copyright by Canterbury Consulting, LLC. 2009